Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.

We will cover the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some frequent injuries include:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: A severe impact uber attorney vs driver lawsuit may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.

Uber’s Insurance Policy for Riders

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.